What is the use of Alipay’s healthy gold, do you need to pay the money you receive every day?

What disease can be compensated?

5 thoughts on “What is the use of Alipay’s healthy gold, do you need to pay the money you receive every day?”

  1. No need to pay back, Alipay free health guarantee amount: users can obtain corresponding compensation according to the guarantee amount when major diseases occur.
    The free health guarantee in Alipay is a free critical illness insurance launched by Alipay and Taikang Life. It is not worry -free (welfare version). It provides 25 final guarantees and has a maximum quota of 5,000 yuan. You can get healthy beans through Alipay offline payment, health beans can accumulate, and redeem health insurance.
    The expansion information
    compensation processing
    When an insurance accident occurs, if there is a duplicate insurance, the insurer according to the corresponding insurance amount of the insurance contract, the total amount of the corresponding insurance amount of other insurance contracts and the corresponding insurance amount of this insurance contract Liability. For the loss of the shipping costs under this policy, if the insured can get compensation under other policies, the insurance is an over -compensation policy for any other valid insurance policy.
    The compensation amount that other insurers should bear, and the insurer is not responsible for compensation. If the insurer does not tell the insurer to pay more compensation, the insurer has the right to recover the part of the more payment to the insured.
    Reference materials Source: Alipay-Insurance Calculation

  2. Alipay health guarantee amount is the amount of compensation that can be obtained when diseases within the scope of protection. When using Alipay to pay in supermarkets or convenience stores, in addition to getting bonuses, we will also get a health insurance.
    The products corresponding to Alipay free health guarantee amounts are non -worry -free treasure (welfare version), which is a health guarantee provided by Alipay for offline payment users. It is a critical illness insurance for one year. 5000 yuan.
    The non -worry -free treasure is a one -year medical insurance that needs to be purchased by users. The insurance type has a higher guarantee amount than the non -worry -free treasure (welfare version) and a wider range of protection.
    Extension information:
    The insured insurance compensation treatment
    When an insurance accident occurs, if there is a duplicate insurance, the insurer according to the corresponding insurance amount of the insurance contract, other insurance contracts, and the book The proportion of the corresponding insurance amount of the insurance contract is liable for compensation. For the loss of the shipping costs under this policy, if the insured can get compensation under other policies, the insurance is an over -compensation policy for any other valid insurance policy.
    The loss within the scope of the insurance liability of insurance shall be compensated by the relevant responsible party, and the insurer shall exercise the insured within the scope of the compensation amount from the date of compensation to the insured. For the right to request compensation for the insured or the relevant responsible party, the insured and the insured shall provide the insurer with the necessary documents and the relevant situation.
    Is that the insurer has obtained compensation from the insurer or the relevant responsible party, and when the insurer compensates the insurance premium, the insured may deduct the compensation amount obtained from the insurer or the relevant responsible party.

  3. 1. Mutual Bao Guardian Gold
    The mutual treasure guardian gold can be used to ensure malignant tumors and 99 major diseases. If users who participate in mutual treasure guards are unfortunately suffering from malignant tumors or 99 critical illnesses, they can receive one -time acquisition of mutual treasure guards. To apply for mutual treasure guardian funds, the public hospitals that are second or above are required to diagnose critical illness for the first time. The upper limit of the payment amount is the effective insurance amount received on the day of the disease. The insurance amount is valid for 6 months.
    2. Inpatient reimbursement quota
    The hospital reimbursement quota can be used to reimburse the medical expenses that I have generated for inpatients. The upper limit of the inpatient reimbursement quota is 20,000 yuan, and the period of the reimbursement quota is 6 months. For example, the user received the inpatient reimbursement quota for the first time on March 10, then the accumulated amount of the accumulated insured amount in the month was September 10.
    The question about the use of Alipay Health Gold is here, I hope it will be helpful to you. Do not forget to receive healthy gold after using Alipay to pay.

    extension information:
    The insurance products on Alipay are very large, most of which are mainly 1 -year guarantee. A certain risk, a friend who allows economic conditions, it is best to find an insured consultant offline to allocate a long -term guarantee for yourself, complementary to Alipay insurance.
    The health gold is a series of health guarantee benefits presented by Alipay to users for free. When users have outpatient costs/hospitalization costs/unfortunately suffering from serious illness due to disease, they can apply for a certain medical expenses.
    The Alipay Healthy Gold has two types of guardian gold and hospitalization reimbursement. The system is randomly distributed. Alipay users can only receive it once a day. After the payment is applicable, healthy gold will appear below the payment completion interface, and the user will receive it by themselves.

  4. When you see a serious illness at a public hospital at or above the secondary level, you can use the health gold in Alipay to reimburse. Note that the health gold will expire automatically. My expiration time is 2019.9.27. Therefore, you can use it as much as possible, and there is an upper limit. The maximum healthy gold can be stored at a maximum of 20,000.
    Note keywords: Two, public hospital, major illness, expired, upper limit of 20,000.

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