3 thoughts on “What does electronic wallet mean?”

  1. Electronic wallet is a commonly used payment tool in e -commerce shopping activities. Electronic currencies stored in electronic wallets, such as electronic cash, electronic change, electronic credit cards, etc.
    has two concepts of electronic wallets:
    The first is pure software, which is mainly used for online consumption and account management. Such software is usually connected with bank accounts or bank card accounts.
    It is the smart storage card with a small amount of payment. The cardholder deposits a certain amount in the card in advance, and the transaction amount is deducted directly from the storage account during the transaction.
    The expansion information
    The shopping with electronic wallets. It usually needs to be performed in the electronic wallet service system. The software of electronic wallets in e -commerce activities is usually provided for free. There are two online electronic wallet service systems in Visa Cash and Mondex in the world.
    The personal data of electronic wallet users is stored on the server side, ensuring security through technical means, and not storing any personal data on personal computers, thereby avoiding the danger of data leakage.
    Reference information Source: Baidu Encyclopedia-Electronic Wallet

  2. Electronic wallet is a commonly used payment tool in e -commerce shopping activities. Electronic currencies stored in electronic wallets, such as electronic cash, electronic change, electronic credit cards, etc.
    The shopping with electronic wallets. It usually needs to be performed in the electronic wallet service system. The software of electronic wallets in e -commerce activities is usually provided for free. There are two online electronic wallet service systems in Visa Cash and Mondex in the world.
    The expansion information:

    The concept of electronic wallet: one is pure software, mainly used for online consumption and account management. Such software is usually connected to bank accounts or bank card accounts. Together. The second is the smart storage card with a small amount of payment. The cardholder deposits a certain amount in the card in advance, and the transaction amount is deducted directly from the storage account during the transaction.
    Is when the cardholder uses the Great Wall card for online shopping, card household information (such as accounts and expiration date) and payment instructions can be encrypted and validated by electronic wallet software. Electronic wallets can run on browser software of companies such as Microsoft and NetScape. The cardholder must install a safe electronic transaction that meets the SET standard on the Internet, and must install an electronic wallet that meets the SET standard.
    Reference information Source: Baidu Encyclopedia-Electronic Wallet

  3. There are two concepts of electronic wallets: one is pure software, which is mainly used for online consumption and account management. NBSP; such software is usually connected with bank accounts or bank card accounts. The second is the smart storage card with a small amount of payment. The cardholder deposits a certain amount in the card in advance, and the transaction amount is deducted directly from the storage account during the transaction. Electronic wallets are a payment tool commonly used in e -commerce shopping activities. It is a new wallet often used in small shopping or purchasing small products. Shopping with electronic wallets usually needs to be carried out in the electronic wallet service system. The software of electronic wallets in e -commerce activities is usually provided for free. You can directly use the electronic wallet software on the e -commerce system server connected to your own bank account. You can also adjust it from the Internet. Electronic wallet software. At present, there are two major electronic wallet service systems in Visacash and Mondex in the world. Other electronic wallet service systems include, the CLIP of Europay, and Proton of Belgium. Customers using electronic wallets usually have accounts in the bank. When using an electronic wallet, install the relevant application software to the e -commerce server, and use the electronic wallet service system to enter the data on your various electronic currencies or electronic financial cards. When receiving payment, if the customer wants to pay with an electronic credit card, for example, when receiving payment with VISA card or person card, the customer only needs to click the corresponding item (or the corresponding icon) to complete it. People often call this electronic payment method. Payment or electric shock payment method. NBSP; only electronic currency in electronic wallets, that is, install electronic cash, electronic change, security change, electronic credit cards, online currencies, digital currencies, etc. These electronic payment tools can support the click -through payment method. NBSP; The functional management module of electronic currency and electronic wallets is set in the e -commerce service system, called an electronic wallet manager. Customers can use it to change the confidential password or confidentiality method, and use it to view the receipt and payment on their bank account. Exchange electronic currency accounts, lists and data. There is also an electronic trading recorder in the e -commerce service system. Customers can understand what they buy and how much they buy through the query recorder. They can also print out the query results. Although the use of electronic wallets often starts with a concentrated city or industry, if different industries and regions develop their own electronic wallets, universal is an important issue. The universal effect brought by the unified standard enables different electronic wallet acceptance terminals to be shared at low cost. This is an important prerequisite for the development of electronic wallet cross -industry and cross -regional development. NBSP; As far as my country is concerned, the financial NBSP; ICNBSP; card standards of the People's Bank of my country have formulated the standards of electronic wallets and electronic passbooks in my country, which laid the foundation for the development of the unified electronic wallet in China. At present, this standard does not formulate non -contact standards, which means that the standard cannot enter the largest application area of ​​electronic wallet -traffic, so it needs to be further improved. NBSP; my country's current electronic wallets are roughly divided into two categories: industry cards (or quasi -electronic wallets) and universal electronic wallets issued by banks and banks. Due to historical and existing systems, the bus industry is the most developed field of the industry card and the cradle of electronic wallets in the industry. NBSP; At present, various large and medium -sized cities in China are implementing bus card projects, and the standards and implementation methods are different. The bus card industry in Shanghai and Guangzhou has developed rapidly. The main reason is that the population base is relatively large, and its transaction volume and precipitation funds can bring rich profits to the project. According to incomplete statistics, the "one card" currently issued in Shanghai has a total of NBSP; 700NBSP; more than 10,000, and the circulation volume of Guangzhou "Yangcheng Tong" has reached NBSP; 200NBSP; ; 1000NBSP; 10,000, in addition, because traffic cards, especially cross -industry applications, involve the image of urban information management and the vital interests of citizens, the government usually has a certain enthusiasm for promoting. Large cities such as Beijing, Wuhan, Nanjing, Jinan, and small and medium -sized cities are also promoting bus cards to varying degrees. Even small cities such as Wuxi and Suzhou are actively realizing "intercity" (that is, "one -cartoon" cross -crossing. Cities are common). It can be seen that the development trend of a card card is good. NBSP; Another industry electronic wallet comparable to bus cards is a catering card issued in various places and commercial cards for shopping in supermarkets and department stores. This type of card is generally public funds consumption, or the company's benefits given to employees' benefits to employees There are special advantages that other industries cannot reach in marketing. NBSP; abroad, GM's electronic wallet is included in financial institutions, and my country lacks the corresponding legal norms of electronic wallets. Therefore, various industries have entered the field of small payment fields, which have become universal electronic wallets and can only be followed. They can only adopt a method of gradual penetration. One card in Shanghai was used to pay water, electricity, gas, etc., and it can also be used in some supermarkets for shopping. The same is true of catering cards and commercial cards. In addition to industry cards, various banks are general -purpose electronic wallets based on NBSP; ICNBSP; KK foundation issued by NBSP; ICNBSP; ICNBSP; Kaki. Such as Beijing's peony traffic card, China Bank's petrochemical refueling card, and so on. NBSP; Although bank e -wallets have appeared since the 1990s, in practical applications, they have not been widely promoted. So far, pure banks

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